Not limited to the first day of the month with Sun Life. Benefits begin: once approved once any waiting periods have been satisfied when coverage is established.When do benefits begin and when are customers eligible to claim? The need for additional medical evidence will depend on these answers. Applicants are asked a number of health questions on the application form.Is a medical required to qualify for insurance? Based on the medical history of you or your family, coverage may be declined, modified or given a higher premium.Your policy provides details about this clause. Emergency travel medicalcoverage contains a 9-month pre-existing conditions clause.When the baby is born, simply contact Sun Life Financial within 30 days of the birthĪnd the baby can be added to your plan for a small, additional premium. TheĬovered length of hospital stay will be limited to 2 days. If you make your application during your first 20 weeks of pregnancy, you’re eligible to apply for semi-private hospital coverage.Any unused portion may not be carried forward for use in subsequent years.Annual maximums are based on a calendar year. All annual or lifetime maximums are per person.Dependants must be under the age of 21 or under the age of 25 if they are in school full-time.If you are applying as a couple or family then you must choose the same plan and options for everyone.Anyone who is 69 years of age or less, is a resident of Canada, and is covered under the provincial health plan in their province of.When do benefits begin and when are customers eligible to claim?.Is a medical required to qualify for insurance?.
If you have questions please call us at 1-80, or email usĪt Table of Contents General Information
Actual terms and conditions for the Sun Life personal health insurance plan are detailed in the policy issued upon application approval. Sun Life Personal Health Insurance: Plan Details
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